What To Do If You Have An Accident With Your Rental Vehicle
Although we always hope that we remain accident free, especially while driving a rental car, there are a few things we should always keep in mind. Even if you never want to use the information that I am giving to you today, it is important to read through it so that you know what to do, before and after the accident takes place.
The first thing that you need to do is find out exactly what you are insured for prior to renting your vehicle. Most times you will be covered under your personal vehicle insurance or Credit Card Company, you should know what and how much is covered. If you feel that you are not covered to a level that is comfortable, then it is a wise choice to take the additional renters insurance that is offered by the rental company. This insurance can cost you as little as $10.00 a day, but it is worth the investment should an accident occurs.
You should call the police and fill out an accident report as soon as the accident occurs. This form should be filled out at the scene of the accident and if possible the vehicle should remain where it was when hit. After you contact the police you should then contact the rental company and inform them of the accident. Never admit fault to the rental company, and NEVER offer to pay or settle the incident without permission from the company.
All relevant information should be copied and handed to the rental company. Repair receipts, police reports and all other documents that you have collected, due to the accident, need to be handed over. You will also want to keep an open communication with the rental company and provide them with any information that they may require in order to settle their claim.
Your insurance company and credit card company also need to be notified, if you are relying on the coverage that they are providing. These companies will also require all the documentation that was accumulated due to the accident. You will also want to stay in communication with all companies so that you are aware of bills that you will be responsible for.
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